Home Facebook Subscribe
  • Home
  • Get A Quote
    • Annuities
    • Automobile
    • Business & CommercialImage of right arrow
      • Commercial Auto Insurance Quote
      • General Liability Quote Form
      • Business Owners (BOP) Quote Form
      • Builders Risk
      • Liquor Liability Quote Form
    • Earthquake
    • Flood
    • HomeownersImage of right arrow
      • Homeowners Insurance Quote
      • Manufactured Home Quote
      • Homeowner Flood Quote Form
    • LifeImage of right arrow
      • Life Insurance Quote
      • Term Life Insurance Quote
      • Life Rate Quote (Grange)
    • Renters
    • Watercraft & Boat
  • Customer Service
    • AutomobileImage of right arrow
      • Request ID Card for Auto Policy
      • Request Declaration and Coverages Page for Auto Policy
      • Send Declaration and Coverages Information to Lien Holder
      • Add Vehicle to Existing Auto Policy
      • Remove Vehicle from Existing Auto Policy
      • Add Driver to Existing Auto Policy
      • Remove Driver from Existing Auto Policy
    • Business & CommercialImage of right arrow
      • Request ID Card for Commercial Auto Policy
      • Request Declaration and Coverages Page for Commercial Auto Policy
      • Add Vehicle to Existing Commercial Auto Policy
      • Remove Vehicle from Existing Commercial Auto Policy
      • Add Driver to Existing Commercial Auto Policy
      • Remove Driver from Existing Commercial Auto Policy
      • Request General Liability Certificate of Insurance
    • Flood
    • HomeownersImage of right arrow
      • Request Declaration and Coverages for Existing Homeowners Insurance Coverage
      • Request Evidence of Insurance
    • Life
    • MotorcycleImage of right arrow
      • Request ID Card for Motorcycle Policy
      • Request Declaration and Coverages Page for Motorcycle Policy
      • Add Motorcycle to Existing Policy
      • Remove Motorcycle from Existing Policy
      • Add Driver to Existing Motorcycle Policy
      • Remove Driver from Existing Motorcycle Policy
    • Renters
    • Watercraft & BoatImage of right arrow
      • Request ID Card for Watercraft Policy
      • Remove Watercraft from Existing Policy
      • Change Primary Operator on Existing Watercraft Policy
  • Claims
    • Automobile
    • Business & Commercial
    • Flood
    • Homeowners
    • Motorcycle
    • Renters
    • Watercraft & Boat
  • Blog
  • Make a Payment
  • Resources
    • Secure File Area
    • Important Links
    • Insurance Glossary
  • About Us
    • About Martin & Martin Agency Inc
    • Location Map
    • Employee Directory
    • Customer Testimonials
    • Privacy Policy
  • Contact
    • Contact Us
    • Join Our Newsletter
Term Life Whole Life Variable Life
 
Home > Blog > The Best Way to Insure Your Valuables
MONDAY, JULY 6, 2015

The Best Way to Insure Your Valuables

Wedding season is upon us and with that comes wonderful gifts of value for your home not to mention the beautiful wedding ring and anniversary gifts. Please consider additional insurance for them, because basic homeowner’s policies generally have limits on how much they’ll cover, especially in the case of theft or mysterious disappearance.

There are two major forms of additional coverage for valuables. One is to insure items individually with their own additional floaters to your home insurance policy. The other is to buy broader blanket coverage for each category of valuables, say jewelry, art, wine or collectibles. Items to schedule are items that change in value due to changes in the market like gold, art, and other memorabilia.  With the more expensive first option, you need to schedule, or list, each item individually, while with the less expensive blanket coverage, you don’t.

So which is the better option?

Martin & Martin recommends that despite the higher price of scheduling and the fact that it often requires appraisal of items, scheduling comes with a number of advantages. The biggest advantage is that you will know what your items are covered up to. If you have very valuable items, it’s better to have them listed.

If you need help insuring your valuables or just have questions we are here to help

Posted 1:37 PM

Tags: jewelry insurance, engagement ring, wedding ring, anniversary ring
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2013

  • auto insurance(3)
  • home insurance(3)
  • cars(2)
  • life insurance(2)
  • insurance(2)
  • new year(2)
  • fire(2)
  • family(2)
  • car accident(1)
  • home damage(1)
  • anniversary ring(1)
  • love(1)
  • flood insurance(1)
  • engagement ring(1)
  • home owner(1)
  • wedding ring(1)
  • jewelry insurance(1)
  • water damage(1)
  • fall(1)
  • military(1)
  • flood damage(1)
  • rain(1)
  • school(1)
  • roof(1)
  • veteran(1)
  • winter(1)
  • education(1)
  • life insurance awareness month(1)
  • summer(1)
  • basement(1)
  • toledo(1)
  • flood(1)
  • camping(1)
  • fire damage(1)
  • car insurance(1)
  • driving(1)
  • umbrella policy(1)

View Mobile Version
BLOG
  • Carrier
  • Carrier
  • Carrier
  • Carrier
  • Carrier
Home | About Us | Get A Quote | Customer Service | Blog | Contact | Resources
Logo
Subscribe

Powered by Insurance Website Builder

Auto Home Business Life Renters Email Us Call Us Locations